You can surely go for it if you generally shop via Flipkart, and pay all household bills online! Except for this, we feel that PhonePe is a tad better than Paytm. The only con about PhonePe is that you can’t transfer the cashback rewards to a bank account, you can only spend it on Flipkart orders, or other services offered by the wallet. All these merchants support booking via the app and are also clubbed with exciting cashback offers. Also, PhonePe has partnered with merchants like RedBus, Ola, Myntra, OYO Hotels followed by food stores including Pizza Hut, KFC, Mother’s Dairy, FoodPanda, McDonald s, CCD, Faasos, etc. You can also pay at local stores using PhonePe and the best part is that it shows the location of all supported merchants on map. It is way ahead of Paytm when it comes to the number of options you get for dealing with household errands.
You can also pay for Insurance policies, Municipal tax and buy Gold. You also get an option to Split bills among friends which is not available in Paytm or most other wallets.įurther, you can do mobile / DTH recharges, pay electricity, landline, gas, water, data card, and broadband bills. This wallet incorporates many other features like Sending and receiving money via UPI / Bank transfer / direct wallet to wallet transfer.
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